Business finance calculators
Free tools for understanding and operating a small business. Every calculator shows its formula, methodology, and worked examples, and can be embedded on your own site.
Cash flow
Business Cash Runway Calculator
Estimate how many months your business can keep operating at its current spending level before cash runs out.
Burn Rate Calculator
Measure how quickly your business is spending cash each month, based on two real bank balances.
Free Cash Flow Calculator
Calculate the cash your business actually generated after reinvestment, net income adjusted for non-cash charges, working capital, and capital spending.
Profitability
Pricing
Margin vs. Markup Calculator
Convert between margin and markup and see the gross profit on each sale, two numbers that get confused constantly.
Contractor Hourly Rate Calculator
Work out the hourly rate a contractor or freelancer needs to charge to hit a target income, from billable hours, business costs, and a safety buffer.
Sales Tax Calculator
Add sales tax to a price, or pull it back out of a tax-inclusive total, at any rate you enter.
Payroll & pay
How Much Can I Pay Myself? Calculator
Work out a sustainable owner's salary from your business profit, after taxes and a cash buffer.
Employee Cost Calculator
See the true cost of an employee beyond salary, employer taxes, benefits, and overhead, as annual, monthly, and hourly figures.
Total Payroll Cost Calculator
Add up what your whole payroll really costs, gross wages plus employer taxes, benefits, and other employment costs, and see it as a share of revenue. Sizing a single hire? Use the employee cost calculator instead.
Overtime Pay Calculator
Calculate gross pay with overtime, regular hours at the base rate, overtime at its premium, and see what the average hour actually pays.
Salary to Hourly Calculator
Convert an annual salary into hourly, daily, weekly, and monthly pay, and see what a per-hour change is worth over a year.
Planning
Business Emergency Fund Calculator
Size the cash reserve your business should hold based on your expenses and how predictable your revenue is.
Business Loan Calculator
Calculate the monthly payment and total interest on a business loan before you sign.
Customer Acquisition Cost Calculator
Calculate what acquiring one customer really costs, marketing and sales spend divided by new customers won, and how long revenue takes to pay it back.
ROI Calculator
Calculate total and annualized return on investment from what you put in and what came back.
Customer Lifetime Value (LTV) Calculator
Calculate what a customer is worth over their whole relationship with you, monthly margin stretched across the months churn lets them stay.
CAGR Calculator
Work out the compound annual growth rate between two points in time, the steady yearly rate that turns your starting value into your ending one.
Embed Fortune calculators on your site
Every calculator here can be added to your own site with one line of HTML: free, always up to date, no maintenance.
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