Back to Blog

Share Post:



Jan 3, 2024

The Best Mint Alternative In 2023 and 2024

The Best Mint Alternative In 2023 and 2024

The Best Mint Alternative In 2023 and 2024

For personal finance management, finding the best alternative to Mint for 2023 and 2024 is essential for individuals seeking effective ways to track their finances and budgets with ease. 

Mint has long been a popular choice, but in recent news, and to the disappointment of their loyal users, Mint will be discontinuing their free services as we venture into a new year.

This has caused a lot of disparity in the active mint users, as they find alternatives to this personal finance app. However, we’re here for you, with a detailed guide on finding the best Mint alternative online. 

This guide introduces you to the top Mint alternative for 2023/24, providing accessible and straightforward solutions for managing your money.

Mint - A Brief Overview

Mint, developed by Intuit, has long been a household name in personal finance management. With its user-friendly interface and a range of features designed to help individuals track expenses, create budgets, and achieve financial goals, Mint has earned a dedicated user base. 

Features of Mint

Mint offers a diverse set of features that cater to various aspects of personal finance:

  1. Expense Tracking: One of Mint's standout features is its ability to automatically sync with users' bank accounts and credit cards, making transaction tracking a breeze. Transactions are categorized for a clear overview of spending habits.

  2. Budgeting Tools: Mint empowers users to create budgets across different expense categories, helping them set spending limits and receive alerts when they exceed them. This feature serves as a valuable tool for maintaining financial discipline.

  3. Financial Goals: Mint allows users to establish and track financial goals, such as saving for a vacation or paying off debt. Progress toward these goals is continually monitored, motivating users to stay on track.

  4. Bill Reminders: With Mint, users can receive timely reminders for upcoming bills, ensuring they never miss a payment. 

  5. Credit Score Monitoring: Users can access their credit scores and receive tips on improving them. Mint can alert users to any changes in their financial reports, helping them maintain a healthy credit profile.

  6. Customization: Mint provides flexibility in customizing categories and tags to align with individual financial habits and goals. This feature ensures the platform caters to a wide range of user needs.

Pricing of Mint

Mint is free of cost

Pros of Mint

  1. Free: Mint is the preferred free option for finance monitoring, this is the perfect entry-level app, for personal finance management

  2. User-Friendly Interface: Mint's intuitive interface makes it easy for users to set up and navigate the platform, even for those with limited financial expertise.

  3. Automatic Transaction Tracking: The ability to link bank accounts and credit cards for automatic transaction tracking simplifies financial management.

  4. Budgeting and Goal Tracking: Mint's budgeting and goal-tracking features are highly praised for helping users stay financially organized and motivated.

Cons of Mint

  1. Connectivity Concerns: Some users have expressed concerns about the connectivity and the time it takes to refresh their transaction data into the app, some banks keep disconnecting every week

  2. Advertisements: Mint generates revenue through advertisements, and selling user baking data.

  3. Dashboard Report: Reading transaction data for past months is harder since Mint prefers to showcase the current ongoing month

  4. Limited Investment Tracking: While Mint offers basic investment tracking, it may not provide the depth of analysis some users require for their investments.

Where Does Mint Lack?

Despite its popularity, Mint has faced criticism in several areas. Users have reported issues with transaction categorization, security concerns about linking accounts, and occasional synchronization problems. 

Moreover, as of January 1, 2024, Mint is set to shut down, marking the end of an era for this personal finance management and budgeting tool.

The Best Alternative To Mint In 2023 - Fortune App

In the personal finance management industry, Fortune App emerged as a promising alternative to Mint in 2023. Designed for high earners and online businesses, Fortune redefines financial control with its innovative features and AI-powered insights

Unlike traditional budgeting apps, Fortune goes beyond basic expense tracking, offering a comprehensive financial management solution coupled with AI.

Features of Fortune

  1. Automatic Transaction Refresh: Fortune ensures you always have the most up-to-date financial information by automatically updating your transactions. Say goodbye to manual data entry.

  2. Personal AI Accountant: Fortune provides personalized financial advice and insights to help you make informed decisions and optimize your financial strategy.

  3. Transaction Lookup: Fortune offers a powerful search engine for all your financial data, allowing you to look for any transaction by name, date, amount, category etc..

  4. Expense Categorization: Simplify your financial life with easy expense categorization. Fortune makes it effortless to track where your money is going, providing clarity and control.

  5. Multi-Bank Integration: Fortune seamlessly integrates with multiple bank accounts, giving you a holistic view of your finances in one place. No more hopping between banking apps.

  6. Real-Time Customer Support: Need assistance or have questions? Fortune's customer support is available in real-time to provide the help you need when you need it.

Pros of Fortune

  • Streamlined Insights: Fortune offers real-time financial data, from income and expenses to cash flow, making managing your finances a breeze.

  • Bank Integration: With access to 17,000+ bank accounts and two years of transaction history, Fortune provides deep insights into your financial trends and patterns.

  • Effortless Search: Find transactions quickly and easily by name, date, or category. Say goodbye to the frustration of hunting for financial data across multiple banks.

  • Automation: Let AI take care of data entry, continuously updating your transactions and financial metrics. Save time and improve risk management.

  • Security: Your financial data is protected, ensuring peace of mind and transparency in your financial management.

  • Cross-platform: Fortune is available on the web, android and IOS.

  • Reporting: Fortune allows you to generate reports, like P&L statements

Cons of Fortune

  1. Limited Critiques: As a relatively new app, Fortune has yet to accumulate many critical reviews, making it challenging for users to assess its long-term performance.

  2. Premium pricing: Fortune is 1$ per day, and is more axed for people who want premium analytics financial insight across many bank institutions with premium customer concierge. If you’re looking for the cheapest option, this might not be the solution for you.

  3. Premium pricing: Fortune is 1$ per day, and is more axed for people who want premium analytics financial insight across many bank institutions with premium customer concierge. If you’re looking for the cheapest option, this might not be the solution for you.

Comparison Table Of Mint and Fortune


Basic Transaction Categorization

Automatically syncs with bank accounts, but with less sophisticated categorization than Fortune.

Simple Budgeting Tools

Offers budget creation and spending limits, but lacks the comprehensive management

Periodic Financial Updates

Provides financial data updates once a day, not as current as Fortune's real-time analytics.

Standard Spending Insights

Gives a general overview of spending

No Financial Insight

Mint doesn't offer insight when there is activity in your account

Limited Bank Integration

Only available for North America

Daily Data Refresh

Updates data once per day, less frequently compared to Fortune's continuous updates.

Email Support Only

Limited to email assistance

Basic Transaction Search

Lacks advanced search capabilities for transactions

No Instant Notifications

Does not provide instant account change alerts,


Superior Transaction Tracking

Fortune App excels in categorizing transactions automatically, simplifying financial management.

Holistic Financial Overview

Focuses on comprehensive financial insights, offering a broader perspective than Mint's basic budgeting.

Instant Financial Analytics

Provides real-time financial data, a step ahead of Mint's once-a-day update.

In-Depth Spending Analysis

Offers detailed, real-time analysis of spending habits, unlike Mint's more general approach.

Tailored Financial Insight

Delivers personalized financial recommendations, offering more than Mint's standard alerts.

Extensive Bank Compatibility

Seamlessly integrates with banks globally, in Europe, Canada and US.

Immediate Data Refresh

Keeps financial data constantly updated, offering more current insights than Mint's daily refresh.

24/7 Customer Concierge

Fortune's 24/7 customer service outshines Mint's email-only support.

Efficient Transaction Search

Facilitates quick transaction searches, a feature not supported by Mint.

Proactive Account Notifications

Sends immediate alerts for account changes, a service not available with Mint.

Bottom Line

In the finance management industry, finding the best alternative to Mint for 2023 and 2024 is crucial. While Mint has been a trusted choice for years, new contenders like Fortune App are pushing the boundaries of financial management with innovation and AI-driven insights. 

Whether you seek intuitive budgeting tools or comprehensive financial analytics, these alternatives offer tailored solutions to help you take control of your finances. 

As we embrace the future of financial management, exploring these alternatives ensures you're well-prepared for your financial journey ahead.


1. Is the Mint app going away?

Yes, Mint is discontinuing its services as of January 1, 2024, marking the end of its era as a personal finance management and budgeting tool.

2. What is the best alternative to Mint?

In 2023/24, the Fortune App will be one of the top alternatives to Mint, offering advanced financial management and AI-driven insights.

3. Is Fortune Cheaper Than Mint?

Fortune charges a fee of $30 for its services, while Mint remains free to use for personal finance management. However, the added features and insights offered by Fortune may make it a cost-effective choice for users looking for advanced financial tools and personalized advice to optimize their financial strategy.

4. Is Fortune Easier To Use Than Mint?

Ease of use may vary by individual preference, but both Fortune and Mint strive to provide user-friendly interfaces, simplifying financial management for users. 

Fortune's additional features and insights can enhance the user experience and make it easier to navigate complex financial decisions. Users should consider their specific needs and preferences when choosing between the two platforms.

Share Post: